Chef du département analyse risque crédit

About the role

As the Head of the Credit Risk Analysis Department at Trust Bank Algérie, you will lead the evaluation and monitoring of credit portfolio risks. You will manage a team of credit analysts, define analysis methodologies, and ensure the quality of credit files presented to decision bodies.

Key responsibilities

• Review financing requests and conduct in‑depth financial analyses.
• Validate internal credit ratings and propose limits and guarantees.
• Develop and implement credit risk policies.
• Participate in credit committees and provide regular risk reporting to senior management.
• Oversee portfolio performance, monitor commitments, and control asset quality.

Required profile

• Proven experience in credit risk analysis, counterpart evaluation, and financial statement interpretation.
• Strong background in credit portfolio management and asset quality control.
• Knowledge of banking and prudential regulations, compliance procedures, and risk‑management policies.
• Leadership experience with the ability to coordinate cross‑functional projects.
• Higher education in finance, economics, management or a related field.
• Excellent written and oral communication in French; Arabic and English are assets.

Required skills

• Risk modeling and credit rating techniques.
• Quantitative reporting and monitoring tools.
• Financial analysis software.
• Office suite applications (e.g., Excel).

What we offer

• Full‑time, on‑site position in Algiers.
• Opportunity to shape credit risk strategy in a leading Algerian bank.